Whether you are framing a house, putting on a roof, planting trees, or putting on those finishing touches, General Contractors are put into unique situations that require specialized protection. Contractors Insurance will help protect your company and employees from accidents and situations that you don't normally plan for. If you are a general contractor you need to be able to protect you business.
We have certified Insurance specialist that will work directly with you to craft an insurance policy that fits your unique business needs. We provide insurance solutions for a specific project or to cover your entire organization. From start to finish, we will work with you to get reliable and affordable Contractors Insurance to protect your company.
Types of Contractors Insurance Coverage
Workers Compensation Insurance
Workers Compensation is insurance that covers when an employee is injured or experience illness during work related activities. If injury or illness has occurred the employee is eligible to receive compensation for wages, medical expenses, and vocational training. Workers Compensation Insurance is required in most states, but rules and regulations may vary by jurisdiction.
General Liability Insurance
General Liability Insurance covers your business if an accident happens to a third party due to the actions of your company. Every business should have Contractors Liability Insurance if you have customers in the area of business. The coverage offers protection from bodily injury and property damage. Along with injury and property damage, General Liability Insurance covers Advertising protection.
Contractor Bonds
Contractor Bonds are a backed promise by the contractor guaranteeing that the expectations of the project are done. If the obligations are not met by the contractor the third party is able to recover their losses and also provide money to pay for other vendors on the project. Contractor Bond premiums can vary based on a wide range of criteria. Usually companies that have Contractor Bond have a competitive advantage in gaining consumer trust.
Commercial Auto Insurance
Commercial Auto Insurance policies are designed to protect your company from accident, theft, injury, and other damages that may occur while employees are operating company vehicles. There are a wide range of Commercial Auto Insurance coverages, all depending on your type of business, and who actually owns the vehicles. Normal auto insurance may not always cover the liabilities that you have as a business owner. Speak to one of our specialist to see what coverage you need and how we can save you money.
Property Insurance
Whether you own you building or leasing it, you need to protect you business physical assets. Damage to your property can strike in many different ways, fire, busted water pipe, or even storm damage. Having adequate Property Insurance for your business can be one of the most important investments you can make in order to protect your company for the future. Each business has different Property Insurance needs, talk to one of our Contractors Insurance specialist to see what coverage will help protect your assets.
Types of Contractors We Cover
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